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What is long-term care coverage?
Long-term care (LTC) includes services for people with chronic illnesses or disabilities who need help with daily activities over an extended period. It offers both custodial care (like assistance with dressing, eating, and personal hygiene) and skilled medical care. LTC aims to support independence and improve quality of life. It can be provided at home, in the community, or in facilities like assisted living or nursing homes, and is often needed by seniors but can be required by people of any age.
Safeguard Your Family and Finances with Long-Term Care
Many believe long-term care happens in nursing homes, but it often starts at home. Proper planning can expand your options and flexibility for funding services like:
Home care: Receive care at home or in a family member's or friend's home.
Facility care: Funding options for assisted living or full custodial care.
Community living: Cover costs for caregiving facilities like adult day care and continuing care retirement communities for active individuals who can live independently.
Why Do I Need Long-Term Care?
The risk is significant: the average annual cost for a private nursing home room is $122,943.60. Most people can't cover this expense on their own, and, like other costs, LTC services keep rising.
We will Find the Right Solution for You
As we age, the need for long-term care becomes clearer, though the timing is unpredictable.
To protect what matters most and manage potential financial impacts, let’s find the right long-term care policy for you.
Talk with your insurance professional call
818-945-8585 for a no-obligation quote or get an online quote Now
