Final expense is simplified-issue whole life insurance built for people who find it hard to get covered due to age or health. It covers funeral costs, medical bills, and other end-of-life expenses — so your family isn't left with the burden.

Funerals and final costs can run $10,000 or more. Final expense gives your family a simple cash benefit to handle those expenses — and because it's simplified-issue whole life, many applicants are approved in minutes regardless of medical history, with no medical exam. Just a few health questions.
Simplified-issue: many are approved in minutes, regardless of medical history.
No exam required — just a few simple health and lifestyle questions.
Covers funeral, burial, and final medical costs for your family.
Permanent whole life protection that never expires, with fixed premiums.
Get a simple final expense quote in minutes.
Whole life · Easy approval · Locked-in rates