Coverage for the place you call home
Homeowners, renters, condo, earthquake & flood — we find competitive California rates even in tough markets.
Can't get coverage elsewhere?
Many insurers have pulled out of California. As an independent agency, we work with specialty and surplus carriers — we may be able to help when others can't.
All types of California property coverage
Own, rent, or invest — we have options for every situation.
Homeowners
Protect your home structure, belongings, and liability with top California carriers.
- Dwelling coverage
- Personal property
- Liability
Renters
Affordable protection for your belongings and liability — often just $15–$30/month.
- Belongings
- Liability
- Living expenses
Earthquake & Flood
California-specific protection not included in standard home policies.
- Earthquake
- Flood zones
- Add-on coverage
Every Type of California Home Coverage
Whether you own, rent, invest, or have been left without options — we work with multiple carriers to find you the right coverage at the right price.
Home Insurance
Standard and high-risk homeowner policies for all of California — including fire zones and brush areas.
Get a quote →Renters Insurance
Protect your belongings and liability as a renter — often as low as $12/month in California.
Get a quote →Condo Insurance
Coverage for your unit, belongings, and personal liability — separate from the HOA master policy.
Get a quote →Flood Insurance
Separate flood coverage for homes in flood-prone areas — not included in standard home policies.
Get a quote →Earthquake Insurance
California sits on 500+ fault lines. Standard home policies exclude earthquakes — this fills that gap.
Learn more →High Fire Risk
Specialty markets for homes in fire zones and brush areas where standard carriers won't write.
We can help →Landlord Insurance
Protect your rental property and rental income — different coverage than a standard homeowners policy.
Get a quote →FAIR Plan + Companion
Dropped by your insurer? We'll set you up with the FAIR Plan plus a DIC policy to fill the coverage gaps.
Learn more →
Get your home quote
A local advisor will call you back within one business day.
What makes us different
Real advice from real people who put your family and business first.
Independent agency
We're not tied to one carrier — we shop the whole market for your best fit.
Local licensed advisors
Real people in the Los Angeles area who know California insurance inside and out.
Save up to 40%
Comparing carriers means you never overpay for the same coverage.
No pushy sales
Honest advice, zero pressure. The decision is always yours.
Common questions about California home insurance
Protect your home today
Get a free California home insurance quote — even if you've been declined elsewhere.
Serving Los Angeles · Glendale · Burbank · Pasadena · and all of California