Indexed Universal Life (IUL) is permanent coverage that builds cash value tied to a market index — with growth potential when markets rise and protection from losses when they fall.
IUL combines lifelong protection with a tax-advantaged savings component. Your cash value grows based on a market index (like the S&P 500) without the downside risk, and can be accessed tax-free in retirement.
Cash value grows with a market index — without market losses.
Access your cash value tax-free in retirement.
Permanent death benefit for your family.
Adjust your premiums and benefit as your life changes.
Talk to a licensed advisor about IUL.
Permanent · Tax-advantaged · No market losses