What's Covered

Home warranty vs. home insurance — what's the difference?

They work together, not instead of each other. Home insurance covers sudden disasters. A home warranty covers everyday mechanical breakdowns.

🔧 Home Warranty Covers

HVAC system breakdown
Refrigerator, dishwasher, oven
Washer & dryer
Water heater
Plumbing systems
Electrical systems

🏠 Home Insurance Covers

Fire & wildfire damage
Theft & vandalism
Liability
Storm damage
✗ Normal wear and tear
✗ Appliance breakdowns

❄️

HVAC

Up to $5,000/year. Heating, cooling, and air handling systems. One of the most common and expensive home repairs in California.

🍽️

Appliances

Up to $5,000/year. Refrigerator, dishwasher, range/oven, microwave, washer, dryer. Major appliances covered.

🔧

Plumbing

Up to $2,500/year. Pipes, water heater, and plumbing system failures. Covers repairs most homeowners can't do themselves.

Why MyTend is different from traditional home warranties

Traditional home warranties send whoever they want and take weeks. MyTend lets you choose your own repair person and pays you back fast.

✅ Choose your own contractor

Use your trusted plumber, HVAC tech, or electrician. Not whoever the warranty company assigns.

✅ Fast reimbursement

Pay the repair person, submit your claim online, receive reimbursement within 5-7 business days.

✅ Cancel anytime

No long-term contracts, no cancellation fees. Month-to-month flexibility.

✅ Easy digital claims

Submit claims online or by phone. No paperwork hassle. Track your claim status in real time.

Get a Home Warranty Quote

Or call Hakob: 818-945-8585

FAQ

Home warranty questions

Home insurance covers sudden, accidental damage — fire, theft, storm, liability. A home warranty covers mechanical breakdown and wear-and-tear on your home's systems and appliances. They complement each other — most California homeowners benefit from having both.

MyTend has a 30-day waiting period after enrollment before coverage begins. This is standard in the industry — don't wait until something breaks to sign up.

You hire your own licensed contractor, pay them directly, then submit your claim online with the receipt and repair documentation. MyTend reviews the claim and reimburses you within 5-7 business days. Simple and transparent.

Pre-existing conditions known before enrollment, cosmetic damage, code violations that require upgrades, and items not listed in your plan. MyTend covers the major systems and appliances — read your plan details for specifics.

Yes — and it's a great time to get one. New homeowners often don't know the condition of all systems and appliances. A home warranty provides protection while you learn your home.

Protect your home's systems and appliances today

Get a MyTend home warranty quote — choose your own repair person, fast reimbursement, cancel anytime.

Get a Home Warranty Quote 818-945-8585