Irvine Insurance — Coverage Built for a Planned City
Master-planned neighborhoods, HOA requirements, higher home values, and foothill wildfire exposure make Irvine its own kind of market. We shop carriers across home, business, bonds, liability, and care-facility coverage.

Insurance & bonds for Irvine, Orange County
Irvine is a master-planned city with higher-than-average home values, strong HOA involvement, and a large professional and business community. The eastern villages near the foothills — Portola Springs, Orchard Hills, and the Great Park edge — also carry real wildfire exposure that affects home insurance availability.
We’re an independent Orange County agency, so we can shop Irvine homeowners policies across multiple carriers (including specialty placement for foothill fire zones), issue contractor and freight bonds, and cover local businesses, general liability, and RCFE / behavioral health facilities.
Coverage we place in this area

Home Insurance
Homeowners coverage shopped across multiple top-rated carriers for Irvine properties.
- Dwelling, liability & personal property
- Multiple carriers compared
- Bundled home & auto discounts

Contractor License Bonds
CSLB-required contractor license bonds issued fast — including for newer businesses and credit-challenged applicants.
- $25,000 CSLB bond
- Same-day issuance available
- All license classifications

Freight & Trucker Bonds
BMC-84 freight broker bonds and trucking-related surety for owner-operators and logistics companies.
- $75,000 BMC-84 bond
- Fast turnaround
- New authority welcome

Business Insurance
Tailored commercial coverage for Irvine small businesses — BOPs, property, and package policies.
- Business Owner’s Policies (BOP)
- Property & equipment
- Multiple carrier quotes

General Liability
GL protection for contractors, service businesses, and commercial operations against third-party claims.
- Bodily injury & property damage
- Certificates of insurance fast
- Contractor-friendly

RCFE & Care Facilities
Specialized coverage for residential care facilities for the elderly, assisted living, and behavioral health / detox facilities.
- RCFE & assisted living
- Detox & behavioral health
- Professional & general liability
Questions answered
Talk to a local independent advisor
No pressure, no gimmicks — just honest advice from an agency serving California since 2007.
Get a Free Quote Call 818-945-8585