Physical Therapist Malpractice Insurance

📋 Policy Details

✅ Why You Need This Coverage

Many PTs are moving toward cash-pay and direct-access practice models specifically to avoid insurance billing red tape — but that shift also means leaving behind employer-provided malpractice coverage entirely. Home health and sports PTs face additional exposure working outside a controlled clinical setting. An individual policy protects your license regardless of practice model.

💵 Cash-Pay Practice Ready

Built for PTs running direct-access, out-of-network, or subscription-based practices that don't bill through employer or insurance-panel coverage.

🏠 Home Health Coverage

Treating patients outside a clinical setting carries unique risk. Coverage extends to home health visits, not just clinic-based care.

🏃 Sports & Performance Settings

Sideline coverage for sports teams, gyms, and performance training environments where PTs increasingly work outside traditional clinics.

👥 PTA Coverage Available

Physical Therapist Assistants can also be covered under this program, whether employed or working under a supervising PT in private practice.