California NPs increasingly practice with full prescriptive authority — and full liability exposure. Whether you're employed, moonlighting in aesthetics or telehealth, or building your own practice, an individual malpractice policy protects your license and your career.
| Profession | Nurse Practitioner (NP) |
| Coverage Type | Individual Professional Liability |
| Also Covers | Aesthetics, telehealth, side practice |
| Quote Time | Minutes online |
Employer-provided malpractice coverage often excludes side work — think medical spa injectables, telehealth platforms, or per-diem shifts at a second facility. Many NP employer policies also name the facility as the primary insured, which can leave you personally exposed if your interests diverge from theirs during a claim. An individual policy is inexpensive relative to what's at stake: your prescriptive license, your career, and your personal assets.
Coverage designed for NPs with full or collaborative prescriptive authority, including controlled substance prescribing where permitted under California law.
Many NPs now split time between in-person and virtual visits. This program is built to cover both without requiring a separate telehealth rider.
NPs performing Botox, fillers, or other cosmetic procedures on the side need specific coverage most employer policies don't extend to — available here.
A licensing board complaint can threaten your career even without a lawsuit. Coverage for board hearing defense is included, addressing the risk most NPs actually face first.
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